Previously Known As : Uti Long Term Equity Fund (Tax Saving)
Uti Elss Tax Saver Fund Overview
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 31
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹194.77(R) -0.48% ₹216.94(D) -0.48%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 10.62% 8.01% 15.48% 11.71% 11.55%
LumpSum (D) 11.74% 9.11% 16.63% 12.78% 12.62%
SIP (R) 0.91% 14.07% 16.0% 15.21% 13.72%
SIP (D) 1.95% 15.24% 17.19% 16.34% 14.8%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.24 0.14 0.41 -2.9% 0.04
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
13.75% -17.23% -15.73% 0.96 9.26%
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
Motilal Oswal ELSS Tax Saver Fund 1
Sbi Long Term Equity Fund 2
Hdfc Taxsaver 3
Hsbc Tax Saver Equity Fund 4
Taurus ELSS tax saver fund 5
Quantum ELSS Tax Saver Fund 6
Parag Parikh ELSS Tax Saver Fund 7

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
UTI ELSS Tax Saver Fund - Regular Plan - IDCW 37.21
-0.1800
-0.4800%
UTI ELSS Tax Saver Fund - Direct Plan - IDCW 51.12
-0.2500
-0.4800%
UTI ELSS Tax Saver Fund - Regular Plan - Growth Option 194.77
-0.9400
-0.4800%
UTI ELSS Tax Saver Fund - Direct Plan - Growth Option 216.94
-1.0400
-0.4800%

Review Date: 17-01-2025

UTI ELSS Tax Saver Fund has shown poor performance in the ELSS (Tax Saving) Fund category. The fund has rank of 31 out of 33 funds in the category. The fund has delivered return of 10.62% in 1 year, 8.01% in 3 years, 15.48% in 5 years and 11.55% in 10 years. The category average for the same periods is 14.66%, 12.69%, 17.56% and 12.94% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 13.75, VaR of -17.23, Average Drawdown of -6.95, Semi Deviation of 9.26 and Max Drawdown of -15.73. The category average for the same parameters is 13.18, -15.91, -5.63, 9.14 and -12.47 respectively. The fund has high risk in the category.

Key Points:

  1. An investment of ₹10,000 in UTI ELSS Tax Saver Fund direct growth option would have grown to ₹11174.0 in 1 year, ₹12991.0 in 3 years and ₹21576.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in UTI ELSS Tax Saver Fund direct growth option would have grown to ₹12126.0 in 1 year, ₹45157.0 in 3 years and ₹92222.0 in 5 years as of today (17-01-2025).
  3. standard deviation of 13.75 and based on VaR one can expect to lose more than -17.23% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.24 which shows poor performance of fund in the elss (tax saving) fund category.
  5. The fund has R-square of 0.9, Beta of 0.96 and Jensen's Alpha of -2.9% which exhibit poor performance in the elss (tax saving) fund category .


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -6.25
-6.64
-11.37 | -4.27 20 | 40 Good
3M Return % -8.08
-6.90
-11.99 | -2.71 31 | 40 Poor
6M Return % -6.52
-4.95
-14.75 | 4.93 28 | 40 Average
1Y Return % 10.62
14.66
0.15 | 32.77 31 | 40 Poor
3Y Return % 8.01
12.69
5.53 | 21.57 33 | 34 Poor
5Y Return % 15.48
17.56
10.85 | 29.40 26 | 33 Average
7Y Return % 11.71
12.76
7.88 | 20.01 21 | 30 Average
10Y Return % 11.55
12.94
9.45 | 19.29 16 | 23 Average
15Y Return % 11.58
13.31
10.87 | 15.77 18 | 20 Poor
1Y SIP Return % 0.91
2.62
-12.35 | 17.42 24 | 40 Average
3Y SIP Return % 14.07
18.13
12.69 | 32.25 28 | 34 Poor
5Y SIP Return % 16.00
19.39
12.61 | 27.82 28 | 33 Poor
7Y SIP Return % 15.21
17.46
11.21 | 24.79 25 | 30 Poor
10Y SIP Return % 13.72
15.58
10.82 | 22.16 19 | 23 Poor
15Y SIP Return % 13.25
15.13
12.51 | 19.41 19 | 21 Poor
Standard Deviation 13.75
13.18
10.05 | 16.99 26 | 33 Average
Semi Deviation 9.26
9.14
7.17 | 11.99 22 | 33 Average
Max Drawdown % -15.73
-12.47
-22.25 | -6.80 29 | 33 Poor
VaR 1 Y % -17.23
-15.91
-23.69 | -11.90 28 | 33 Poor
Average Drawdown % -6.95
-5.63
-8.24 | -3.12 29 | 33 Poor
Sharpe Ratio 0.24
0.62
0.04 | 1.31 31 | 33 Poor
Sterling Ratio 0.41
0.71
0.23 | 1.24 32 | 33 Poor
Sortino Ratio 0.14
0.34
0.05 | 0.73 30 | 33 Poor
Jensen Alpha % -2.90
2.70
-7.10 | 12.72 32 | 33 Poor
Treynor Ratio 0.04
0.09
0.01 | 0.20 31 | 33 Poor
Modigliani Square Measure % 10.39
16.14
6.52 | 25.68 32 | 33 Poor
Alpha % -3.51
1.81
-8.52 | 11.50 32 | 33 Poor
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -6.17 -6.54 -11.24 | -4.17 20 | 41
3M Return % -7.85 -6.65 -11.74 | -2.32 32 | 41
6M Return % -6.06 -4.45 -14.29 | 5.56 28 | 41
1Y Return % 11.74 15.88 1.53 | 34.36 32 | 41
3Y Return % 9.11 13.94 6.36 | 23.05 32 | 34
5Y Return % 16.63 18.91 11.77 | 31.46 26 | 33
7Y Return % 12.78 13.99 8.67 | 21.69 23 | 30
10Y Return % 12.62 13.98 10.28 | 20.55 18 | 24
1Y SIP Return % 1.95 3.75 -11.39 | 18.88 24 | 41
3Y SIP Return % 15.24 19.44 13.89 | 33.85 30 | 34
5Y SIP Return % 17.19 20.77 13.51 | 29.38 28 | 33
7Y SIP Return % 16.34 18.72 12.13 | 26.67 25 | 30
10Y SIP Return % 14.80 16.61 11.79 | 23.68 20 | 24
Standard Deviation 13.75 13.18 10.05 | 16.99 26 | 33
Semi Deviation 9.26 9.14 7.17 | 11.99 22 | 33
Max Drawdown % -15.73 -12.47 -22.25 | -6.80 29 | 33
VaR 1 Y % -17.23 -15.91 -23.69 | -11.90 28 | 33
Average Drawdown % -6.95 -5.63 -8.24 | -3.12 29 | 33
Sharpe Ratio 0.24 0.62 0.04 | 1.31 31 | 33
Sterling Ratio 0.41 0.71 0.23 | 1.24 32 | 33
Sortino Ratio 0.14 0.34 0.05 | 0.73 30 | 33
Jensen Alpha % -2.90 2.70 -7.10 | 12.72 32 | 33
Treynor Ratio 0.04 0.09 0.01 | 0.20 31 | 33
Modigliani Square Measure % 10.39 16.14 6.52 | 25.68 32 | 33
Alpha % -3.51 1.81 -8.52 | 11.50 32 | 33
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.48 ₹ 9,952.00 -0.48 ₹ 9,952.00
1W -1.43 ₹ 9,857.00 -1.42 ₹ 9,858.00
1M -6.25 ₹ 9,375.00 -6.17 ₹ 9,383.00
3M -8.08 ₹ 9,192.00 -7.85 ₹ 9,215.00
6M -6.52 ₹ 9,348.00 -6.06 ₹ 9,394.00
1Y 10.62 ₹ 11,062.00 11.74 ₹ 11,174.00
3Y 8.01 ₹ 12,602.00 9.11 ₹ 12,991.00
5Y 15.48 ₹ 20,538.00 16.63 ₹ 21,576.00
7Y 11.71 ₹ 21,710.00 12.78 ₹ 23,214.00
10Y 11.55 ₹ 29,826.00 12.62 ₹ 32,826.00
15Y 11.58 ₹ 51,705.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 0.91 ₹ 12,059.02 1.95 ₹ 12,126.25
3Y ₹ 36000 14.07 ₹ 44,402.26 15.24 ₹ 45,157.46
5Y ₹ 60000 16.00 ₹ 89,553.54 17.19 ₹ 92,221.56
7Y ₹ 84000 15.21 ₹ 144,514.27 16.34 ₹ 150,506.92
10Y ₹ 120000 13.72 ₹ 245,753.16 14.80 ₹ 260,431.80
15Y ₹ 180000 13.25 ₹ 530,114.22 ₹


Date Uti Elss Tax Saver Fund NAV Regular Growth Uti Elss Tax Saver Fund NAV Direct Growth
17-01-2025 194.773 216.9358
16-01-2025 195.713 217.9769
15-01-2025 194.4993 216.6194
14-01-2025 193.804 215.8393
13-01-2025 192.1432 213.9839
10-01-2025 197.6073 220.0516
09-01-2025 199.6261 222.2938
08-01-2025 200.9555 223.7683
07-01-2025 201.8529 224.7615
06-01-2025 201.4813 224.3418
03-01-2025 204.5739 227.7671
02-01-2025 205.4015 228.6825
01-01-2025 202.1494 225.0558
31-12-2024 201.4377 224.2575
30-12-2024 201.6056 224.4384
27-12-2024 202.7242 225.6657
26-12-2024 202.1472 225.0174
24-12-2024 201.9583 224.7953
23-12-2024 202.0734 224.9173
20-12-2024 201.6187 224.3934
19-12-2024 204.9822 228.1308
18-12-2024 206.4967 229.8102
17-12-2024 207.7515 231.2005

Fund Launch Date: 15/Nov/1999
Fund Category: ELSS (Tax Saving) Fund
Investment Objective: The funds collected under the scheme shall be invested in equities, fully convertible debentures/bonds and warrants of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the non-convertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from their acquisition.
Fund Description: An open ended equity linked saving scheme with a statutory lock in of 3 years and tax benefit
Fund Benchmark: S&P BSE 200
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.